Home Contents Insurance
We are aware that some tenants choose not to purchase contents insurance policies but we want to remind everyone of the importance of having cover in place.
We have had several incidents in the past few months where tenants have been flooded by their neighbour, or experienced damage to their possessions as a result of bad weather, fire or similar.
All tenants are reminded that damage to their own possessions as a result of such events is not covered by the Association. Tenants’ only recourse in these situations is to make a claim on their contents insurance policies.
A contents insurance policy can also include cover for forcing entry and changing locks in the event of a tenant losing their keys. The cost of this will not be met by us and will be rechargeable to the tenant.
We cannot stress enough the importance of having a contents insurance policy. All tenants qualify for low cost insurance rates through the Scottish Federation of Housing Association Insurance Scheme. You may think that this is a cost you cannot afford however, as a number of our tenants could confirm, the cost of contents insurance works out considerably cheaper than having to replace like for like from your own pocket.
We urge tenants to take out contents insurance to protect you against unexpected/unforeseen loss. Below is just one option but which might not be suitable for all, so please do shop around.
Alternatively, call our office on 0141 941 1044 and we can post information out to you.
December 2018 ChitChat article