Shared Ownership

Shared ownership is a part-buy part-rent solution to owning your own home. A shared owner will buy a 25%, 50% or 75% share of their home by means of a mortgage in the usual way, and will pay rent to Clydebank Housing Association for the remaining share of the property. Shared ownership can lead to the shared owner eventually owning the home outright.

The benefit is that you have a direct investment in the property and will gain from any increase in its value when you want to sell. If your circumstances change after each year you can increase your share until you own the house outright.

Clydebank Housing Association recognises that shared ownership schemes are designed to help people onto the property ladder by providing accommodation to individuals who could not otherwise afford to purchase a property outright. Shared ownership applications will only be approved where the property will be the buyer’s only property.

Please contact the office for more information or download a copy of our Shared Ownership leaflet guide and policy by clicking the links below.  You can save, complete and return the editable form to finance@clydebank-ha.org.uk.  Alternatively print and return by mail.

Shared Ownership Materials

File Description	File
Shared Ownership Policy April 2023
Shared Ownership Application Form 2020 - editable